Before discussing investments, we talk about what you are saving for, your financial responsibilities and your experience with market changes. Those conversations help put investment choices in context.
What we consider together.
Risk and diversification
Money needed soon may call for a different approach than money invested for retirement many years away.
We discuss your ability and willingness to accept losses and how different investments work together. Diversification does not eliminate market risk.
Costs and account choices
A changing life
Understand advisory fees, investment expenses and the role of different account types before deciding how to proceed.
A new job, retirement or a change in family circumstances can be a reason to revisit your investment approach.
Your goals and timeline
Know what you are paying for.
Investment advisory services are offered through West Wealth Group, LLC. Before an advisory relationship begins, we explain the proposed services, fees and responsibilities. Ask questions about costs, conflicts of interest and how your investments will be managed.
How does this fit my financial plan?
What could I lose?
What are the total costs?
Start with the goal, time horizon and role of the money before choosing investments.
All investing involves risk. Discuss potential losses and access to your money, not just possible returns.
Ask about advisory fees, fund expenses and other account or transaction charges that may apply.
Start a Conversation
Michael Moffat | Investment Advisor Representative. CRD #8313572 | NPN #9588628. Investment advisory services offered through West Wealth Group, LLC, an SEC Registered Investment Adviser. Investing involves risk, including loss of principal. No investment strategy guarantees a profit or prevents losses. This is general educational information, not personalized investment, tax or legal advice.
Get in touch
630-749-2539
info@moffatfinancial.com
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Investment advisory services offered through West Wealth Group, LLC, an SEC Registered Investment Adviser. Investing involves risk, including loss of principal.
General education, not personalized investment, tax or legal advice. Insurance and annuity guarantees depend on policy terms and the issuing insurer’s claims-paying ability. Annuities are not FDIC insured.
